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Your hurricane-season roof checklist (Florida 2026)

Eight things to check on your roof before the next storm — and the wind-mitigation upgrades that lower both your risk and your insurance premium.

By Art's Roofing & Construction · March 10, 2026 ·4 min read
South Florida home hardened for hurricane season

Hurricane season runs June 1 through November 30. The time to fix a roof is before the cone shows up on the news. Here’s the checklist we give our clients.

Before the season

  1. Look up. Cracked, slipped or missing tiles and lifted shingles are entry points for wind and water.
  2. Check the flashing. Valleys, chimneys and pipe boots are the most common leak sources.
  3. Clear the drainage. Clogged gutters and scuppers send water under the roof edge.
  4. Trim the trees. Branches over the roof become projectiles and abrade the surface.
  5. Photograph everything now. Date-stamped photos make any future claim far easier.

Worth upgrading

  1. Secondary water barrier. A peel-and-stick membrane under the roof keeps water out even if the surface is breached. Required on new HVHZ roofs — and a lifesaver.
  2. Ring-shank / proper nailing pattern. How the deck is fastened to the trusses is what holds the roof on in design winds.
  3. Wind-mitigation inspection. Document your roof’s straps, deck attachment and covering. It can lower your premium — often enough to pay for the inspection many times over.

If a storm is coming

Don’t climb a wet roof. If you have an active leak, we offer same-day emergency tarping in Miami-Dade and Broward to stop the damage until it’s safe to do permanent repairs.


Want a pre-season roof inspection with an insurance-ready photo report? Schedule one here — it’s the cheapest insurance you’ll buy all year.

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